Travel insurance warning following change to traffic light lists

Travel insurance
By Linsey McNeill
31/08/2021
Home » Travel insurance warning following change to traffic light lists

A travel insurance company is warning that holidaymakers might not have any cover when they think they’re fully protected.

Calling for more clarity from the Government, AllClear said holidaymakers need to be made aware of the risk.

Speaking after the latest changes to the travel traffic light system, AllClear CEO Chris Rolland said:“It is important to remind customers that when it comes to their travel insurance, it is the FCDO’s (Foreign Office) guidance not the traffic light list that is most relevant.  

“Without regularly checking the FCDO’s latest information, we could see many people sleepwalking into an unfortunate situation where they may not be covered when they think they are.”

Most standard travel insurance policies don’t provide cover when travelling to countries against Foreign Office advice, but this risk has receded in recent weeks as the FCDO is now generally only advising against non-essential travel to red-listed countries. However, it has just advised against holidays in amber-listed Jamaica.

Also, clients might not be aware that some travel insurance policies don’t provide cover for cutting short a holiday to a destination that’s moved from the green watchlist to amber or red.

Countries on the green watchlist – which means they are at risk of moving to amber or red at short notice – include Croatia, Madeira, Israel, and several Caribbean islands such as the Caymans, Grenada, Turks and Caicos and Dominica.

Warning that people might travel without being aware they’re not covered, Mr Rolland added: “More clarity and attention is needed from the Government to make people aware of this very real risk.”

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